{"id":18953,"date":"2026-06-05T06:27:03","date_gmt":"2026-06-05T06:27:03","guid":{"rendered":"https:\/\/www.kogta.in\/esg\/?page_id=18953"},"modified":"2026-06-15T11:25:48","modified_gmt":"2026-06-15T11:25:48","slug":"sustainability-of-core","status":"publish","type":"page","link":"https:\/\/www.kogta.in\/esg\/sustainability-of-core\/","title":{"rendered":"sustainability at core"},"content":{"rendered":"<section data-bb-version=\"4.5.6\" id=\"bt_bb_section6a32eeb654041\"  class=\"bt_bb_section bt_bb_color_scheme_2 bt_bb_layout_boxed_800 bt_bb_full_screen bt_bb_vertical_align_middle bt_bb_background_image bt_bb_top_spacing_ bt_bb_bottom_spacing_\" style=\"background-image:url(&#039;https:\/\/www.kogta.in\/esg\/wp-content\/uploads\/2026\/06\/img.png&#039;);; --section-primary-color:#191919; --section-secondary-color:#ffffff;\" data-bt-override-class=\"{&quot;bt_bb_top_spacing_&quot;:{&quot;current_class&quot;:&quot;bt_bb_top_spacing_&quot;,&quot;xxl&quot;:&quot;&quot;},&quot;bt_bb_bottom_spacing_&quot;:{&quot;current_class&quot;:&quot;bt_bb_bottom_spacing_&quot;,&quot;xxl&quot;:&quot;&quot;}}\"><div class=\"bt_bb_port\"><div class=\"bt_bb_cell\"><div class=\"bt_bb_cell_inner\"><div data-bb-version=\"4.5.6\" class=\"bt_bb_row_wrapper\"><div  class=\"bt_bb_row bt_bb_shape_inherit\"  data-bt-override-class=\"{}\"><div data-bb-version=\"4.5.6\"  class=\"bt_bb_column col-xxl-12 col-xl-12 col-xs-12 col-sm-12 col-md-12 col-lg-12 bt_bb_vertical_align_top bt_bb_align_left bt_bb_padding_normal bt_bb_shape_inherit\"  data-width=\"12\" data-bt-override-class=\"{}\"><div class=\"bt_bb_column_content\"><div class=\"bt_bb_column_content_inner\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section data-bb-version=\"4.5.6\" id=\"bt_bb_section6a32eeb654225\"  class=\"bt_bb_section bt_bb_layout_boxed_1200\"  data-bt-override-class=\"null\"><div class=\"bt_bb_port\"><div class=\"bt_bb_cell\"><div class=\"bt_bb_cell_inner\"><div class=\"bt_bb_row_wrapper\"><div  class=\"bt_bb_row\"  data-bt-override-class=\"{}\"><div data-bb-version=\"4.5.6\"  class=\"bt_bb_column col-xxl-12 col-xl-12 col-xs-12 col-sm-12 col-md-12 col-lg-12 bt_bb_vertical_align_top bt_bb_align_left bt_bb_padding_normal bt_bb_shape_inherit\"  data-width=\"12\" data-bt-override-class=\"{}\"><div class=\"bt_bb_column_content\"><div class=\"bt_bb_column_content_inner\"><div data-bb-version=\"4.5.6\" class=\"bt_bb_separator_v2 bt_bb_border_style_none bt_bb_top_spacing_small bt_bb_bottom_spacing_normal bt_bb_border_thickness_1 bt_bb_icon_size_normal bt_bb_text_size_normal bt_bb_separator_v2_without_content\" data-bt-override-class=\"{&quot;bt_bb_top_spacing_&quot;:{&quot;current_class&quot;:&quot;bt_bb_top_spacing_small&quot;,&quot;xxl&quot;:&quot;small&quot;},&quot;bt_bb_bottom_spacing_&quot;:{&quot;current_class&quot;:&quot;bt_bb_bottom_spacing_normal&quot;,&quot;xxl&quot;:&quot;normal&quot;},&quot;bt_bb_border_thickness_&quot;:{&quot;current_class&quot;:&quot;bt_bb_border_thickness_1&quot;,&quot;xxl&quot;:&quot;1&quot;},&quot;bt_bb_icon_size_&quot;:{&quot;current_class&quot;:&quot;bt_bb_icon_size_normal&quot;,&quot;xxl&quot;:&quot;normal&quot;},&quot;bt_bb_text_size_&quot;:{&quot;current_class&quot;:&quot;bt_bb_text_size_normal&quot;,&quot;xxl&quot;:&quot;normal&quot;}}\"><div class=\"bt_bb_separator_v2_inner\"><span class=\"bt_bb_separator_v2_inner_before\"><\/span><span class=\"bt_bb_separator_v2_inner_content\"><span  data-ico-=\"\" class=\"bt_bb_icon_holder\"><\/span><\/span><span class=\"bt_bb_separator_v2_inner_after\"><\/span><\/div><\/div><div data-bb-version=\"4.5.6\" class=\"bt_bb_tabs bt_bb_style_outline bt_bb_shape_rounded\" data-bt-override-class=\"{}\"><ul class=\"bt_bb_tabs_header\"><li><span>ESG Journey<\/span><\/li><li><span>Sustainability Governance<\/span><\/li><li><span>Responsible Lending<\/span><\/li><li><span>Goals &amp; Commitments<\/span><\/li><li><span>Sustainability Policy<\/span><\/li><\/ul><div class=\"bt_bb_tabs_tabs\"><div class=\"bt_bb_tab_item\">\r\r\n\t\t\t<div class=\"bt_bb_tab_content\"><div data-bb-version=\"4.5.6\"  class=\"bt_bb_text\" ><p>The process of incorporating ESG into our business and financing decisions began by adopting a board-approved ESG Policy. We began our journey of responsible lending through ESG due diligence during the credit phase, a process to ensure ESG compliance and develop an action plan for improvement. Our ESG policy ensures that our services and operations are socially and financially sustainable and reflect a shift towards promoting environmental sustainability.<\/p>\n<\/div><div data-bb-version=\"4.5.6\" class=\"bt_bb_separator_v2 bt_bb_border_style_none bt_bb_top_spacing_normal bt_bb_bottom_spacing_normal bt_bb_border_thickness_1 bt_bb_icon_size_normal bt_bb_text_size_normal bt_bb_separator_v2_without_content\" data-bt-override-class=\"{&quot;bt_bb_top_spacing_&quot;:{&quot;current_class&quot;:&quot;bt_bb_top_spacing_normal&quot;,&quot;xxl&quot;:&quot;normal&quot;},&quot;bt_bb_bottom_spacing_&quot;:{&quot;current_class&quot;:&quot;bt_bb_bottom_spacing_normal&quot;,&quot;xxl&quot;:&quot;normal&quot;},&quot;bt_bb_border_thickness_&quot;:{&quot;current_class&quot;:&quot;bt_bb_border_thickness_1&quot;,&quot;xxl&quot;:&quot;1&quot;},&quot;bt_bb_icon_size_&quot;:{&quot;current_class&quot;:&quot;bt_bb_icon_size_normal&quot;,&quot;xxl&quot;:&quot;normal&quot;},&quot;bt_bb_text_size_&quot;:{&quot;current_class&quot;:&quot;bt_bb_text_size_normal&quot;,&quot;xxl&quot;:&quot;normal&quot;}}\"><div class=\"bt_bb_separator_v2_inner\"><span class=\"bt_bb_separator_v2_inner_before\"><\/span><span class=\"bt_bb_separator_v2_inner_content\"><span  data-ico-=\"\" class=\"bt_bb_icon_holder\"><\/span><\/span><span class=\"bt_bb_separator_v2_inner_after\"><\/span><\/div><\/div><\/div>\r\r\n\t\t<\/div><div class=\"bt_bb_tab_item\">\r\r\n\t\t\t<div class=\"bt_bb_tab_content\"><div data-bb-version=\"4.5.6\"  class=\"bt_bb_text\" ><p data-start=\"865\" data-end=\"1128\">Our sustainability governance framework ensures accountability and transparency across all levels of the organization. Dedicated committees and leadership teams oversee ESG initiatives, monitor progress, and align sustainability objectives with business strategy.<\/p>\n<p>We have a dedicated multi-tier governance framework to effectively integrate and monitor Environmental, Social &amp; Governance (ESG) principles within the company. This sustainability governance structure encompasses the Board of Directors, Sustainability Committee, ESG Steering Group, and ESG Implementation Team.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"size-medium wp-image-19138 aligncenter\" src=\"https:\/\/www.kogta.in\/esg\/wp-content\/uploads\/2026\/06\/sustainability-governance-640x150.png\" alt=\"\" width=\"640\" height=\"150\" srcset=\"https:\/\/www.kogta.in\/esg\/wp-content\/uploads\/2026\/06\/sustainability-governance-640x150.png 640w, https:\/\/www.kogta.in\/esg\/wp-content\/uploads\/2026\/06\/sustainability-governance-768x180.png 768w, https:\/\/www.kogta.in\/esg\/wp-content\/uploads\/2026\/06\/sustainability-governance-320x75.png 320w, https:\/\/www.kogta.in\/esg\/wp-content\/uploads\/2026\/06\/sustainability-governance.png 898w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/p>\n<\/div><div data-bb-version=\"4.5.6\" class=\"bt_bb_separator_v2 bt_bb_border_style_none bt_bb_top_spacing_normal bt_bb_bottom_spacing_normal bt_bb_border_thickness_1 bt_bb_icon_size_normal bt_bb_text_size_normal bt_bb_separator_v2_without_content\" data-bt-override-class=\"{&quot;bt_bb_top_spacing_&quot;:{&quot;current_class&quot;:&quot;bt_bb_top_spacing_normal&quot;,&quot;xxl&quot;:&quot;normal&quot;},&quot;bt_bb_bottom_spacing_&quot;:{&quot;current_class&quot;:&quot;bt_bb_bottom_spacing_normal&quot;,&quot;xxl&quot;:&quot;normal&quot;},&quot;bt_bb_border_thickness_&quot;:{&quot;current_class&quot;:&quot;bt_bb_border_thickness_1&quot;,&quot;xxl&quot;:&quot;1&quot;},&quot;bt_bb_icon_size_&quot;:{&quot;current_class&quot;:&quot;bt_bb_icon_size_normal&quot;,&quot;xxl&quot;:&quot;normal&quot;},&quot;bt_bb_text_size_&quot;:{&quot;current_class&quot;:&quot;bt_bb_text_size_normal&quot;,&quot;xxl&quot;:&quot;normal&quot;}}\"><div class=\"bt_bb_separator_v2_inner\"><span class=\"bt_bb_separator_v2_inner_before\"><\/span><span class=\"bt_bb_separator_v2_inner_content\"><span  data-ico-=\"\" class=\"bt_bb_icon_holder\"><\/span><\/span><span class=\"bt_bb_separator_v2_inner_after\"><\/span><\/div><\/div><\/div>\r\r\n\t\t<\/div><div class=\"bt_bb_tab_item\">\r\r\n\t\t\t<div class=\"bt_bb_tab_content\"><div data-bb-version=\"4.5.6\"  class=\"bt_bb_text\" ><p>We promote responsible lending practices by evaluating environmental and social risks alongside financial considerations. Our lending decisions support sustainable growth while minimizing potential adverse impacts on communities and ecosystems.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-19139 aligncenter\" src=\"https:\/\/www.kogta.in\/esg\/wp-content\/uploads\/2026\/06\/responsible-lending.png\" alt=\"\" width=\"565\" height=\"596\" srcset=\"https:\/\/www.kogta.in\/esg\/wp-content\/uploads\/2026\/06\/responsible-lending.png 565w, https:\/\/www.kogta.in\/esg\/wp-content\/uploads\/2026\/06\/responsible-lending-320x338.png 320w\" sizes=\"(max-width: 565px) 100vw, 565px\" \/><\/p>\n<\/div><div data-bb-version=\"4.5.6\" class=\"bt_bb_separator_v2 bt_bb_border_style_none bt_bb_top_spacing_normal bt_bb_bottom_spacing_normal bt_bb_border_thickness_1 bt_bb_icon_size_normal bt_bb_text_size_normal bt_bb_separator_v2_without_content\" data-bt-override-class=\"{&quot;bt_bb_top_spacing_&quot;:{&quot;current_class&quot;:&quot;bt_bb_top_spacing_normal&quot;,&quot;xxl&quot;:&quot;normal&quot;},&quot;bt_bb_bottom_spacing_&quot;:{&quot;current_class&quot;:&quot;bt_bb_bottom_spacing_normal&quot;,&quot;xxl&quot;:&quot;normal&quot;},&quot;bt_bb_border_thickness_&quot;:{&quot;current_class&quot;:&quot;bt_bb_border_thickness_1&quot;,&quot;xxl&quot;:&quot;1&quot;},&quot;bt_bb_icon_size_&quot;:{&quot;current_class&quot;:&quot;bt_bb_icon_size_normal&quot;,&quot;xxl&quot;:&quot;normal&quot;},&quot;bt_bb_text_size_&quot;:{&quot;current_class&quot;:&quot;bt_bb_text_size_normal&quot;,&quot;xxl&quot;:&quot;normal&quot;}}\"><div class=\"bt_bb_separator_v2_inner\"><span class=\"bt_bb_separator_v2_inner_before\"><\/span><span class=\"bt_bb_separator_v2_inner_content\"><span  data-ico-=\"\" class=\"bt_bb_icon_holder\"><\/span><\/span><span class=\"bt_bb_separator_v2_inner_after\"><\/span><\/div><\/div><\/div>\r\r\n\t\t<\/div><div class=\"bt_bb_tab_item\">\r\r\n\t\t\t<div class=\"bt_bb_tab_content\"><div data-bb-version=\"4.5.6\"  class=\"bt_bb_text\" ><p data-start=\"2221\" data-end=\"2418\">Our sustainability goals focus on driving measurable environmental, social, and governance outcomes. We regularly review our progress and remain committed to achieving long-term sustainable growth.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"size-medium wp-image-19140 aligncenter\" src=\"https:\/\/www.kogta.in\/esg\/wp-content\/uploads\/2026\/06\/Goals-Commitments-640x358.png\" alt=\"\" width=\"640\" height=\"358\" srcset=\"https:\/\/www.kogta.in\/esg\/wp-content\/uploads\/2026\/06\/Goals-Commitments-640x358.png 640w, https:\/\/www.kogta.in\/esg\/wp-content\/uploads\/2026\/06\/Goals-Commitments-768x429.png 768w, https:\/\/www.kogta.in\/esg\/wp-content\/uploads\/2026\/06\/Goals-Commitments-320x180.png 320w, https:\/\/www.kogta.in\/esg\/wp-content\/uploads\/2026\/06\/Goals-Commitments.png 857w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/p>\n<\/div><div data-bb-version=\"4.5.6\" class=\"bt_bb_separator_v2 bt_bb_border_style_none bt_bb_top_spacing_small bt_bb_bottom_spacing_small bt_bb_border_thickness_1 bt_bb_icon_size_normal bt_bb_text_size_normal bt_bb_separator_v2_without_content\" data-bt-override-class=\"{&quot;bt_bb_top_spacing_&quot;:{&quot;current_class&quot;:&quot;bt_bb_top_spacing_small&quot;,&quot;xxl&quot;:&quot;small&quot;},&quot;bt_bb_bottom_spacing_&quot;:{&quot;current_class&quot;:&quot;bt_bb_bottom_spacing_small&quot;,&quot;xxl&quot;:&quot;small&quot;},&quot;bt_bb_border_thickness_&quot;:{&quot;current_class&quot;:&quot;bt_bb_border_thickness_1&quot;,&quot;xxl&quot;:&quot;1&quot;},&quot;bt_bb_icon_size_&quot;:{&quot;current_class&quot;:&quot;bt_bb_icon_size_normal&quot;,&quot;xxl&quot;:&quot;normal&quot;},&quot;bt_bb_text_size_&quot;:{&quot;current_class&quot;:&quot;bt_bb_text_size_normal&quot;,&quot;xxl&quot;:&quot;normal&quot;}}\"><div class=\"bt_bb_separator_v2_inner\"><span class=\"bt_bb_separator_v2_inner_before\"><\/span><span class=\"bt_bb_separator_v2_inner_content\"><span  data-ico-=\"\" class=\"bt_bb_icon_holder\"><\/span><\/span><span class=\"bt_bb_separator_v2_inner_after\"><\/span><\/div><\/div><\/div>\r\r\n\t\t<\/div><div class=\"bt_bb_tab_item\">\r\r\n\t\t\t<div class=\"bt_bb_tab_content\"><div data-bb-version=\"4.5.6\"  class=\"bt_bb_text\" ><p>Our Sustainability Policy provides the framework for integrating ESG principles into decision-making processes. It outlines our commitment to responsible business practices, stakeholder engagement, and continuous improvement.<\/p>\n<div><a href=\"https:\/\/kogta.in\/admin\/public\/uploads\/media\/1779165312_ESG%20Policy.pdf\"><strong>Our Sustainability Policy<\/strong><\/a><\/div>\n<div><\/div>\n<\/div><div data-bb-version=\"4.5.6\" class=\"bt_bb_separator_v2 bt_bb_border_style_none bt_bb_top_spacing_normal bt_bb_bottom_spacing_normal bt_bb_border_thickness_1 bt_bb_icon_size_normal bt_bb_text_size_normal bt_bb_separator_v2_without_content\" data-bt-override-class=\"{&quot;bt_bb_top_spacing_&quot;:{&quot;current_class&quot;:&quot;bt_bb_top_spacing_normal&quot;,&quot;xxl&quot;:&quot;normal&quot;},&quot;bt_bb_bottom_spacing_&quot;:{&quot;current_class&quot;:&quot;bt_bb_bottom_spacing_normal&quot;,&quot;xxl&quot;:&quot;normal&quot;},&quot;bt_bb_border_thickness_&quot;:{&quot;current_class&quot;:&quot;bt_bb_border_thickness_1&quot;,&quot;xxl&quot;:&quot;1&quot;},&quot;bt_bb_icon_size_&quot;:{&quot;current_class&quot;:&quot;bt_bb_icon_size_normal&quot;,&quot;xxl&quot;:&quot;normal&quot;},&quot;bt_bb_text_size_&quot;:{&quot;current_class&quot;:&quot;bt_bb_text_size_normal&quot;,&quot;xxl&quot;:&quot;normal&quot;}}\"><div class=\"bt_bb_separator_v2_inner\"><span class=\"bt_bb_separator_v2_inner_before\"><\/span><span class=\"bt_bb_separator_v2_inner_content\"><span  data-ico-=\"\" class=\"bt_bb_icon_holder\"><\/span><\/span><span class=\"bt_bb_separator_v2_inner_after\"><\/span><\/div><\/div><\/div>\r\r\n\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":6,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"_links":{"self":[{"href":"https:\/\/www.kogta.in\/esg\/wp-json\/wp\/v2\/pages\/18953"}],"collection":[{"href":"https:\/\/www.kogta.in\/esg\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.kogta.in\/esg\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.kogta.in\/esg\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kogta.in\/esg\/wp-json\/wp\/v2\/comments?post=18953"}],"version-history":[{"count":26,"href":"https:\/\/www.kogta.in\/esg\/wp-json\/wp\/v2\/pages\/18953\/revisions"}],"predecessor-version":[{"id":19143,"href":"https:\/\/www.kogta.in\/esg\/wp-json\/wp\/v2\/pages\/18953\/revisions\/19143"}],"wp:attachment":[{"href":"https:\/\/www.kogta.in\/esg\/wp-json\/wp\/v2\/media?parent=18953"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}