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MSME Loan

We focus on meeting the funding requirements of Micro and Small Enterprises with a suite of our financial products based on varied needs of businesses with doorstep service, Transparent & Simple processing, Faster Turn Around Time, covering all industries & occupations and catering to both Urban & Rural segments through our wide branch network.

Loans on all type of properties

Loans on all type of properties

Loans from INR 1.5 lakhs onwards

Loans from INR 1.5 lakhs onwards

Tenure up to 10 years

Tenure up to 10 years

Life credit shield and property insurance options.

Life credit shield and property insurance options.

Competitive and Transparent Processing charges

Competitive and Transparent Processing charges

Eligibility Criteria for Business Loans

Kogta Finance provides business loans to

  • Retailers
  • Manufacturers
  • Traders
  • Service Providers
  • Job Workers
  • Self Employed Professionals

Minimum 3 years of experience in the business.

Guarantor waiver for customer with excellent repayment history/income proof

Clear title on the property

Documents Required for Business Loan

Passport 

Pan Card 

Voter Identity card 

Driving License

Aadhar Card

(* Any 2)

Ration Card

Passport

Bank Account Statement

Aadhaar Card 

Driving License 

Electricity Bill

Telephone Bill

Sale Deed/Property Purchase Agreement (for owned properties)

(* Any 2)

Last 6 Months Bank statement (Mandatory)

Latest ITR *

Latest Audited Financial *

Latest GST Returns*

(* If Applicable)

Qualification Certificate/Certificate of Practice (COP)

Shop Act License/ MOA & AOA/ Sales Tax/ Vat registration/ Partnership Deed

Title Deed

Latest Tax Receipt

Sanction Plan/Approved Map

*Requirement of business loan documents might vary according to the scheme chosen.

EMI Calculator

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EMI Calculator

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