Mr. R. K. Kogta is a first generation entrepreneur and one of the founding members of the company. With his vast experience of over 35 years in finance, construction and other SME businesses, He possesses strong leadership skills and is the major driving force behind the success of Kogta Financial. With expertise in credit and risk analysis, his role in the company includes strategizing finance, corporate planning and risk management. Under his leadership and guidance, the company has taken great strides in terms of disbursements, profitability and performance. Mr. Kogta holds a Bachelor degree in Commerce from Rajasthan University.

Mr. Arun Kogta holds an MBA in Finance from Cardiff University, U.K. and a Bachelor’s degree in Civil Engineering from Pune University. After joining the company in 2004, he has channelled his insight on finance and business and his professional zeal to catalyse the company’s meteoric rise to its present level. His areas of expertise include marketing, credit, risk analysis and collection. His core area of working comprises formulating business development strategies, setting up of new points of disbursements, risk analysis of areas of operations, evaluating new product segments, risk analysis of current areas of operations, etc. His operations management skills have been crucial in the smooth transactions of the company and augmenting its presence in new geographies.

Mr. Varun Kogta is a qualified Chartered Accountant. Being a former employee of ICICI Bank and part of statutory audit team of ICICI Bank & Axis Bank at Ernst & Young, he is familiar with the business, processes and operations of banking industry. With his strong managerial skills, extensive knowledge of banking industry and youthful energy, he has been overseeing the financial, operational, legal & administrative activities of the Company and monitoring financial budgeting & management reporting system. He is an effective communicator with strong relationship building & interpersonal skills, strong analytical, problem solving & organizational abilities. Over the years, he has built long-term relationships with Banks and people based on Trust, Integrity, and Conviction.

With over 38 years of experience in commercial banking, Mr. P. R. Kalyanaraman has served as the Managing Director of Centrum Capital (and later as Additional Director), General Manager of Bank of India and Non-Executive Independent Director of Coastal Corp. He has completed a considerable stint on the Board of FedBank Financial Services Limited, first as its Executive Director and then as Chairman. A seasoned commercial banker, he has built up an impeccable record of successful assignments in public and private sector banks, across the country in 8 linguistic states and performed his duties in administrative and operational functions, including resources mobilization, management of non-performing assets. He has had substantial exposure in both Large Industrial Credit and Foreign Exchange operations. He has been an Independent Director of Kogta Financial India Limited since March 08, 2017.

Mr. Kumar Sharadindu holds a masters degree in Physics from Delhi University. He spent more than three decades in banking which spanned from managing branch operations to heading treasury operations, Investments and risk management. Retired as Chief General Manager State Bank of India with last stint as MD&CEO of SBI Pension Funds (P) Ltd. At SBI Pension Funds he was instrumental in doubling the AUM within span of two years from Rs. 66000 cr to Rs 1,37,000 cr. Played an important role in introduction of policy by Pension Fund Regulatory and Development Authority (PFRDA) for transfer of self-managed Superannuation Funds of Central Public Sector Undertaking (CPSEs) to National Pension System (NPS). He has also been a part of Government delegation to UK to study UK Pension Industry as part of India-UK Technical assistance programme on Financial Services in India. Strengthened bank capitalization through notable exits of Rs. 2061 cr from non-core investments with strong returns. He has managed gross advances of Rs. 12,000 cr while overseeing a large region for the Bank. He has been an Independent Director at Kogta Financial India Limited since August 08,2019.

Mrs. Shashikala Ramachandra spent more than three decades in banking sector which spanned from managing Credit Policy Section to become Trainer in Risk Management. She was appointed as Senior Manager in Canara Bank then promoted to Divisional Manager, then Deputy General Manager, then General Manager and Chief Risk Officer. She has retired as General Manager and Group Chief Risk Officer from Canara Bank. She played major role in Implementing Enterprise Risk Management Risk solution of SAS modules of Risk solution, Model development and Model Validation, Credit Risk - Standardized and Advanced Approaches, Group Risk etc. She has been an Independent Director at Kogta Financial ( India) Limited since December 12, 2019.

Robin Agarwal is a Director at CR Advisors LLP (An advisor to Creador, a private equity fund in South and South East Asia), where he focuses on growth investments in Financial Services, Consumer, and Manufacturing sectors. He has over 9 years of industry experience. He is an alumnus of Indian School of Business, Hyderabad and the Indian Institute of Technology Bombay, Mumbai. He has been an Investor Director at Kogta Financial (India) Limited since October 01, 2019.

Mr. Nayan Kogta is a qualified Chartered Accountant and Company Secretary. He oversees the company’s credit and operations processes, its evolution and deployment. He is also responsible for monitoring of budget targets and timelines and achievement of these. He has completed a Bachelor degree in Commerce from Mumbai University.

Mr. Rahul Agarwal is a qualified Company Secretary and completed his LLB too. He has been associated with the company since 2013 as Company Secretary. He has over 5 years of experience in the field of corporate law related compliances and is looking after all applicable statutory and regulatory compliances of the company.

Mr. Shobhit Nawal is a qualified Chartered Accountant, who has been associated with the company since 2011. He is responsible for managing business operations and the preparation of accounting and financial data. He also oversees taxation related issues of the company and acts as a point of communication for the banks, lenders, investors, etc., on behalf of the company.

Mr. Arjun Saigal is a Managing Director of Morgan Stanley and has 18 years of industry experience. Arjun joined Morgan Stanley in 2012 and is Co-Head of Morgan Stanley's Private Equity business in India. Prior to joining Morgan Stanley, Arjun worked at Baring Private Equity Partners India, where he focused on growth transactions across multiple sectors. He currently serves as a Director on the Board of Southern Health Foods Private Limited, Centrum Housing Finance Limited, and Sterling Accuris Wellness Private Limited. Previously, he had also served as a Director of Sahajanand Medical Technologies Private Limited and Five-Star Business Finance Limited. He has been an Investor Director at Kogta Financial (India) Limited since 2018. Arjun is a graduate of the London School of Economics and received his MBA from Columbia Business School. 

A competent and dynamic professional with an enriching cross functional experience of over 18+ years, in Sales / Business Development, Operations Management, HRD, New Project Establishment in multiple Industries like BFSI, Insurance, Mining / Manufacturing, Dairying / Agri, Education and Print Media accented with the latest trends and techniques of the field coupled with a wide range of managerial skill sets. Though his core competencies has been SBU Management which he did for more than a decade but, during same period, Man Management & SBU handling opportunities helped him explore & apply skill sets in Change Management also. A commerce and management graduate, having worked extensively in western part of the country is fond of travelling.

Chandan Agarwal has a unique blend of entrepreneurial and professional leadership experience of 13 years across finance and tech start-up. Prior to joining us he was Founder & COO of a successful VC funded B2B Fashion Tech start-up - Wholesalebox. He has 5 years of Investment Banking Advisory experience with Citibank & Sutherland and over 2 years of Corporate Debt Products experience with Bank of America Merrill Lynch. He is a post-graduate in business management from TAPMI. He is currently responsible for product development and new business initiatives.       

Sanjay Bhatnagar is a FINANCE PROFESSIONAL with more than 30 years of experience in the sector. He has been associated  with KOGTA FINANCIAL (I) LTD. Since 2018 as the NATIONAL SALES MANAGER – COMMERCIAL VEHICLES FINANCE DIVISION.

In his journey with Kogta, Sanjay has played a crucial role in opening several new locations in areas with great business potential. He has also on-boarded talented and qualifies professionals from the industry to support organisation’s growth and development. Sanjay believes in the idea of a strong team that focuses on delivery and work towards the vision of ONE COMPANY ONE PROCESS.

Anupam Sirohi is associated with Kogta since May’21 and in capacity of NSM-Tractor is responsible for overall Tractor and Agri equipment related Business. An Engineering Graduate from REC Jaipur comes on board with 25 plus yrs. of enriching experience of different functions like Sales/Product/Business Development in semi-urban and rural markets.
He worked with Industry Leaders like ICICI Bank, HDB Finance and a long association of 15 plus yrs. with Kotak Mahinda Bank in capacity of State Level Role to National Level Role, where he played a pivotal role of setting-up the tractor finance business across geographies. Is a strong team leader who believes in creating future leaders thru knowledge sharing and driving team using problem solving techniques to target client’s requirement and generate the business.

Mr. Vikram Goyal is a qualified Chartered Accountant, who has been associated with the company since year 2019. He has over 15 years of experience in SME Lending by way of earlier association with Organizations like ICICI Bank, IndusInd Bank and Ujjivan Small Finance Bank, in varied functions ranging from Sales / Business Development, Operations Management to Credit Risk Management. He is currently responsible for driving Sales / Business Development in MSME Vertical of the company.

A dedicated & growth oriented professional with over 27 years of experience in Credit Underwriting & Administration, Credit Policy & Risk Management, Portfolio Management, Digitization & Process Enhancements, besides others.

Believes in success by establishing consistent and appropriate business practices and build employee morale towards ensuring a balanced portfolio and financial well-being. He is focused on values, corporate objectives, and strategic planning to directly impact success, growth, and profit of the business. 
 

Mr. Manoj Kumar Sharda is a commerce graduate, who has been associated with the company since 2013. He has 25+ years Rich experience in capital market and BFSI, managing Business and operations.

Rakshit Garg has 20 years of rich experience across functions & geographies in the retail financial industry. with initial 6 years in wealth management, Asset sales & 14 years in Receivables Management. Prior to Joining us he has worked for with Standard Chartered Bank, GE Capital & Magma Fincorp across various territories & functions. Strives to take on challenges & lead the team from the front to achieve difficult tasks. Believes in importance of process adherence & follows a designed process for every task to achieve a positive outcome. He has completed his Graduation & Post graduation in Business administration.

Om is a chartered accountant (2004) by qualification. He has also cleared Risk Management program (EPFRIM) from IIM Calcutta, CAIIB from Indian Institute of Bankers & Diploma in Information Systems Audit with ICAI. He has rich work experience of around 15 years of mortgage underwriting, risk assessment and policy design. Om has worked with various institutions like ICICI Bank, Magma Housing Finance Ltd, India bulls Housing Finance Ltd, Aavas Financiers and Vaastu Housing Finance Corporation Ltd. Currently, He is heading the seat of National Credit Manager – MSME.

Mr. Ravindra Singh Rajawat is a Law Graduate from Ajmer University and B’com Honors (BFE) from Jodhpur University. He has an experience of 20 years in legal, finance and insurance fields. His area of expertise is mitigating and redressing risk. He is associated with the company since 2018 and is heading the Legal Department, his core activities include Litigation Management and Write-off/ Loss recovery.

Ms. Nithya has over 24 years of rich experience in financial services. She is Managing Director of Multiples Alternate Asset Management, a private equity platform with over US$1 billion of assets under management. Ms. Nithya joined Multiples Alternate Asset Management in 2010 and has led several investments made by the platform. She is a part of the investment committee and leads key strategic initiatives of the firm. In 2016, Ms. Nithya led the Fintech Committee, under the aegis of the CII National Committee on Financial Services, which interacted extensively with players in the sector and submitted a report to RBI and SEBI recommending changes to various regulations and practices to encourage the development of the sector. 

Prior to joining Multiples Alternate Asset Management, Ms. Nithya headed the Structured Finance Team of Citibank in India, and before that she was a part of the structured finance business of ICICI Ltd. Ms. Nithya is considered a pioneer in the Indian securitization markets and has led origination and structuring of securitisation, project loans, mezzanine debt, and leveraged finance in various roles over 14 years. She holds a Bachelor of Engineering from VJTI, University of Mumbai, and an MBA from the Indian Institute of Management, Lucknow. Ms. Nithya served as an Independent Director on the Board of Axis Securities Ltd from March 2015 to April 2019 and on the Board of Freecharge Payment Technologies from October 2017 to April 2019. Ms. Nithya is a founding member of the India Chapter of Bloomberg Women’s Buyside Network.
 

Sachin Pawar is a BE (Mech), MBA (Marketing ) and has a rich and varied experience of 22 years in retail finance. He has worked in the multiple functions, business verticals and has exposure to multiple business models. He has worked for 20 years in Tata Group Companies and his last stint was with Tata Capital as NSM Car Finance where he started the business from scratch and turned it profitable. In his spare time he loves to travel, play badminton and watch movies.