Apply For SME and MSME Business Loan Easily- Kogta Financial
Give your business the financial boost it deserves Apply Now


We focus on meeting the funding requirements of Micro and Small Enterprises with a suite of our financial products based on varied needs of businesses with doorstep service, Transparent & Simple processing, Faster Turn Around Time, covering all industries & occupations and catering to both Urban & Rural segments through our wide branch network.

Eligibility Criteria for Business Loans

Kogta Financial provides business loans to

  • Retailers
  • Manufacturers
  • Traders
  • Service Providers
  • Job Workers
  • Self Employed Professionals

Minimum 3 years of experience in the business.

Guarantor waiver for customer with excellent repayment history/income proof

Clear title on the property

Documents Required for Business Loan



Pan Card 

Voter Identity card 

Driving License

Aadhar Card

(* Any 2)

Ration Card


Bank Account Statement

Aadhaar Card 

Driving License 

Electricity Bill

Telephone Bill

Sale Deed/Property Purchase Agreement (for owned properties)

(* Any 2)

Last 6 Months Bank statement (Mandatory)

Latest ITR *

Latest Audited Financial *

Latest GST Returns*

(* If Applicable)

Qualification Certificate/Certificate of Practice (COP)

Shop Act License/ MOA & AOA/ Sales Tax/ Vat registration/ Partnership Deed


Title Deed

Latest Tax Receipt

Sanction Plan/Approved Map


*Requirement of business loan documents might vary according to the scheme chosen.

EMI Calculator

Just input the loan amount, the interest rate and tenure, and you can find out the instalment amount instantly.

Loan Amount (In Rupees)


Interest Rate (In Percentage)


Loan Tenure (In Months)


EMI Calculator

Your EMI (Monthly)


Apply Now