Terms & Conditions

Please Note:
This service is for Kogta Financial (India) Limited customers only.
This facility is only for payment of any dues outstanding under the loan facility. Payments made would be adjusted against the arrears outstanding in the account. Any excess funds will be refunded as per company existing policy. Part-payment or loan Closure payments will not be processed.
We will not be able to stop the presentation/ re-presentation of your regular mode of repayment i.e. Cheques / ACH/Auto-debit.
In case your mobile number has changed, please visit Kogta Financial (India) Limited nearest branch.
In the event you are unable to make your Payment, you can re-try after 24 hours. If you still experience an issue, please write a mail to refund@kogta.in (or) contact us on +91 141 - 6767067.

Please do NOT use this service if:
You have not missed an/a EMI / PEMI payment and have an ongoing, active and regular means of paying your EMIs / PEMIs (by ACH instruction or auto-debit advice and so on) or You do not have over dues outstanding on your loan account.

Disclaimer

At your request, you are being re-directed to a third party services:

Please acknowledge the disclaimer before proceeding further. Kogta Financial (India) Limited does not guarantee or warrant the accuracy or completeness of the information, materials, services or the reliability of any service, advice, opinion, statement or other information displayed or distributed on the third party site. You shall access this site solely for purposes of payment of your bills and you understand and acknowledge that availing of any services offered on the site or any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk. Kogta Financial (India) Limited. and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability for any deficiency in the services offered by BillDesk whose site you are about to access. Neither Kogta Financial (India) Limited nor any of its affiliates nor their directors, officers and employees will be liable to or have any responsibility of any kind for any loss that you incur in the event of any deficiency in the services of BillDesk to whom the site belongs, failure or disruption of the site of BillDesk, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials. *Available in select banks only. Kogta Financial (India) Limited reserves the right to add/delete banks without prior notice.

Terms, Conditions, Caveat & Small Print.

NOTICE

Please read these terms and conditions carefully. By accessing this site and any pages thereof, you agree to be bound by the terms and conditions below and/or any such terms and conditions as are communicated on the pages thereof. If you do not agree to the terms and conditions below and/or any such terms and conditions as are communicated on the pages thereof, do not access this site, or any pages thereof.

USE OF INFORMATION AND MATERIALS

The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of Kogta Financial (India) Limited's web sites and systems including but not limited to unauthorized entry into Kogta Financial (India) Limited's systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination by Kogta Financial (India) Limited and/or its affiliates.

LINKS

This site may contain links to web sites controlled or offered by third parties (non-affiliates of Kogta Financial (India) Limited). Kogta Financial (India) Limited hereby disclaims liability for, any information, materials, products or services posted or offered at any of the third party sites linked to this web site. By creating a link to a third party web site, Kogta Financial (India) Limited does not endorse or recommend any products or services offered or information contained at that web site, nor is Kogta Financial (India) Limited liable for any failure of products or services offered or advertised at those sites. Such third party may have a privacy policy different from that of Kogta Financial (India) Limited and the third party website may provide less security than the Kogta Financial (India) Limited site.

NO WARRANTY

The information and materials contained in this site, including text, graphics, links or other items are provided "as is", "as available". Kogta Financial (India) Limited does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, expressed or statutory including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.

LIMITATION OF LIABILITY

In no event will Kogta Financial (India) Limited be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Kogta Financial (India) Limited, or representatives thereof, are advised of the possibility of such damages, losses or expenses.

SUBMISSIONS

All information submitted to Kogta Financial (India) Limited via this site shall be deemed and remain the property of Kogta Financial (India) Limited and Kogta Financial (India) Limited shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this site provides Kogta Financial (India) Limited through this site. Kogta Financial (India) Limited shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the Kogta Financial (India) Limited entity having the direct customer relationship or as otherwise specifically agreed or required by law.

AVAILABILITY

This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

ADDITIONAL TERMS

Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

GOVERNING LAW

Use of this site shall be governed by all applicable laws.

REFUND

Refund of excess funds paid due to double payment of outstanding dues shall be refunded within 7 working days of the same being notified to the company at the below contact no. and E-mail ID:
refund@kogta.in (or) contact us on 0141-6767067.
Please note that no refund shall be proceed in case there are any other outstanding dues under this loan facility or any other loan facility availed by the customer from Kogta Financial (India) Limited.

I agree to the Disclaimer and Terms & Conditions

#	Method	Commercials*
1	Debit cards (VISA/MasterCard)	0.06% below INR 2000 and 0.85% above INR 2000
2	Debit cards (Rupay)	INR 6
3	UPI	INR 6
4	Net Banking (HDFC)	INR 12
5	Net Banking (Axis, ICICI, Yes Bank)	INR 11
6	Net Banking (Kotak Mahindra)	INR 8
7	Net Banking (SBI and others)	INR 9