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Corporate Agent - Insurance Services

Corporate Agent - Insurance Services

At Kogta Financial (India) Limited, we believe in comprehensive financial solutions tailored to your needs. As an RBI-registered Non-Banking Financial Company (NBFC) engaged in lending & financial services, we are also registered as a Corporate Agent under the Insurance Regulatory and Development Authority of India (IRDAI) (vide registration no. CA0902) to facilitate access to insurance products from multiple insurers.

At Kogta Financial, we believe your financial journey should inspire confidence, not worry. With lending and protection solutions under one roof, we help you build, protect, and sustain your financial future.

Protect What Matters Most

Financial growth is important but financial protection is essential. Life's milestones and uncertainties demand thoughtful planning. Through our Corporate Agency model, we provide access to carefully curated:


  • Life Insurance - Protect your family's financial future
  • Health Insurance - Safeguard against rising medical costs
  • General Insurance - Secure your assets and manage unforeseen risks

Explore Insurance Products

Explore Insurance Products
1

Credit Shield Insurance

Offers insurance coverage to secure the loan in case of any eventuality with the life of the insured person who could be borrower/co-borrower.

2

Accidental Insurance

Provides insurance coverage to secure the loan in case of accidental death or disability of the insured person who could be borrower/co-borrower.

3

Critical Illness Insurance

Covers specified critical illnesses diagnosed with the life of the insured person who could be borrower/co-borrower during the policy period.

4

EMI Protection Insurance

Offers coverage to pay EMIs in case of temporary loss of income due to hospitalization, job loss, or other covered events.

5

Fire Insurance

Provides insurance coverage to secure the loan in case of fire or allied perils affecting the asset under the Mortgage Loan product.

6

Hospitalization Daily Cash (HDC)

Provides a daily cash benefit of ₹500 for up to 30 days in a policy year, along with accidental death coverage of ₹1 lakh for the borrower/co-borrower during hospitalization. This benefit helps compensate for lost earnings and is valid for a period of two years.

One Place Multiple Solutions

We connect you with trusted insurers and assist you in selecting coverage aligned with your financial responsibilities, lifestyle, and risk exposure. Our approach ensures:

  • Trusted NBFC with customer-first approach
  • Voluntary selection of insurance products, with no compulsory or bundled offerings
  • Associated with leading and reputed IRDAI registered insurers
  • Seamless alignment of insurance coverage with your loan requirements
  • Simplified documentation process
  • Support in policy servicing and claims coordination
  • Clear and transparent disclosure of product features, benefits, exclusions and premium details

Our Trusted Insurance Partners

Sr. No. Name of Party Category
1Cholamandalam MS General Insurance Company LimitedGeneral Insurance
2ICICI Lombard General Insurance Company LimitedGeneral Insurance
3Iffco Tokio General Insurance Company LimitedGeneral Insurance
4Magma HDI General Insurance LimitedGeneral Insurance
5Royal Sundaram General Insurance Co. LimitedGeneral Insurance
6TATA AIG General Insurance Company LimitedGeneral Insurance
7HDFC Life Insurance Company LimitedLife Insurance
8ICICI Prudential Life Insurance Company LimitedLife Insurance
9Kotak Mahindra Life Insurance Company LimitedLife Insurance
10Niva Bupa Health Insurance Company LimitedHealth Insurance
11Care Health Insurance LimitedHealth Insurance
Life Insurance General Insurance Health Insurance

Grievance Redressal

Visit: S-1, Gopal Bari, Near Ajmer Pulia, Opp. Metro Pillar No. 143, Jaipur-302001

Call Us: +0141 - 6767067 / 7000

Email: customercare@kogta.in and complaints@kogta.in

  • If you have any complaints relating to policy servicing or the services, you may contact our Customer Care team through the details above.
  • Contact your insurer, details of which are available in your insurance policy.
  • You may also escalate complaints to the IRDAI's Grievance Redressal Cell.

Frequently Asked Questions (FAQs)

1. What is a Corporate Agent?

A Corporate Agent is an entity licensed by IRDAI to market and distribute insurance products from one or more insurers. We act as a bridge between the insurer and the insured but we do not underwrite or issue insurance policies.

2. Who issues insurance policy?

The insurance policy is issued by the insurer. Our role is advisory and facilitation only.

3. Are the insurance policies mandatory for availing financial products?

No. Insurance is offered as an optional add-on product to complement your financing or other services. You are free to choose insurance from any insurer of your choice.

4. How do I make a claim under my insurance policy?

Claims are processed directly by the insurer. You need to notify the insurer and submit the required documents. We can guide you through the process.

5. How is the premium calculated?

Premiums are determined by the insurer based on factors such as age, health, coverage amount, policy term, and type of insurance.

6. Who should I contact for policy-related questions after purchase?

For policy servicing, claims, or cancellations, you should contact the insurer directly. We remain available to guide and assist you wherever needed.

Disclaimer

Kogta Financial (India) Limited is registered as a Composite Corporate Agent with the Insurance Regulatory and Development Authority of India (IRDAI) having Registration Number is CA0902 valid till February 04, 2027.

The Company acts solely as a distributor of insurance products and does not underwrite insurance risk or act as an insurer. Insurance contracts are between the customer and the respective insurance company. Participation by customers in any insurance product or scheme is entirely voluntary and undertaken at their sole discretion. All rights, obligations, and liabilities under the insurance contract rest exclusively with the respective insurer and the insured, in accordance with the policy terms and conditions, and the Company shall not be liable for any claim outcome, dispute, delay, rejection, loss, or liability arising under the insurance contract.

The Company may assist customers in coordinating with the insurer for policy servicing or claims without assuming any responsibility for claim decisions. Customers are advised to read the brochure, benefit illustration, and policy document carefully for complete details on risk factors, terms, conditions, exclusions, and limitations before purchasing the policy. In case of any inconsistency, terms & conditions mentioned under the policy document will prevail. Insurance is the subject matter of solicitation.